📌 Terms & Conditions
Read these terms carefully before using the AjosepoPay platform.
Important Disclaimer
AjosepoPay is not a bank or regulated financial institution. Participation is voluntary and at your own risk. No profits or returns are guaranteed.
1. Platform Overview
- AjosepoPay allows members to voluntarily support one another.
- Participation is entirely voluntary.
- No financial or material benefits are guaranteed.
2. Eligibility
- Must be at least 18 years old to register.
- Provide accurate, current, and complete information.
- Keep your account credentials confidential.
- Access may be restricted where prohibited by law.
3. User Responsibilities
- Participate honestly; do not cheat or mislead.
- Upload valid proof of payment when providing help.
- Follow all community guidelines and instructions.
- Do not use the platform for unlawful purposes.
4. Risks & Disclaimers
- Platform is not regulated by financial authorities.
- Participation carries risk, including possible loss.
- AjosepoPay is not responsible for ensuring you receive help or rewards.
- Accounts violating rules may be suspended or terminated.
5. Wallet & Rewards
- Rewards are secondary and aim to encourage participation.
- All rewards are subject to review and approval.
- Platform may modify, suspend, or discontinue rewards at discretion.
- Users must keep account details accurate to receive rewards.
6. Privacy & Data Use
By using AjosepoPay, you consent to data collection as described in the Privacy Policy.
7. Termination
Accounts may be suspended or closed for rule violations or other necessary reasons.
8. Intellectual Property
All content on AjosepoPay is owned by the platform or its licensors. No copying or redistribution without permission.
9. Limitation of Liability
AjosepoPay is not liable for any loss or damage from platform use. Use at your own risk.
10. Governing Law
Terms are governed by the laws of Nigeria. Any disputes are resolved exclusively under Nigerian law.
11. Changes to Terms
AjosepoPay may update these terms at any time. Continued use indicates acceptance of changes.
Agreement
By using AjosepoPay, you confirm that you have read, understood, and agreed to these Terms & Conditions.